Policies & Disclaimer

Privacy Policy

Effective Date: August 31, 2026

Last Updated: August 31, 2026

Divine Receiving (“Divine Receiving,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains what information we collect, why we collect it, how it is used and stored, who may process it, and the choices available to you.

This Privacy Policy applies when you visit our website, purchase a digital product or service, submit a form, join an email list, communicate with us, or otherwise interact with Divine Receiving online.

By using our website or providing your information, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

Depending on how you interact with us, we may collect the following categories of information:

Information You Provide

We may collect information you voluntarily provide, including:

• Your first and last name
• Email address
• Billing address
• Telephone number, if requested
• Account or login information, if customer accounts are offered
• Information submitted through contact, application, intake, survey, or feedback forms
• Purchase and transaction information
• Your communications with us
• Testimonials, reviews, or feedback you choose to submit
• Information provided when registering for a digital program, online group, coaching service, consultation, or event

Please do not submit sensitive medical, financial, legal, or other confidential personal information unless it is specifically requested and necessary for the service you are seeking.

Purchase Information

When you make a purchase, we may receive and retain transaction-related information such as:

• Your name and email address
• The product or service purchased
• Purchase date and amount
• Order or transaction number
• Payment status
• Billing location
• Limited payment information supplied by the payment processor, such as the payment-card brand and last four digits

We do not directly collect or store your complete credit- or debit-card number.

Information Collected Automatically

When you visit our website, certain technical information may be collected automatically, including:

• Internet Protocol address
• Browser and device type
• Operating system
• Referring website or source
• Pages visited
• Dates and times of visits
• Links and buttons clicked
• Approximate geographic location based on IP address
• Download activity
• Website performance and error information
• Cookie identifiers and similar technical information

This information may be collected through cookies, pixels, analytics services, server logs, and similar technologies.

2. How We Use Your Information

We may use the information we collect to:

• Process purchases and payments
• Deliver digital workbooks, courses, downloads, licenses, coaching, or other purchased services
• Create and manage customer accounts
• Send receipts, order confirmations, download links, appointment information, and service-related notices
• Provide customer support
• Respond to inquiries, applications, and requests
• Provide access to online groups, programs, or member resources
• Personalize and improve our website, products, services, and customer experience
• Understand website traffic and product performance
• Detect and prevent fraud, unauthorized access, security incidents, and misuse
• Maintain business, accounting, tax, and transaction records
• Enforce our terms, policies, licenses, and agreements
• Comply with applicable laws and lawful government requests
• Send promotional emails when you have consented or when otherwise permitted by applicable law
• Protect the rights, safety, property, and integrity of Divine Receiving, our customers, and others

We will not use your information for materially different purposes without providing appropriate notice or obtaining consent when required.

3. Payment Processing Through Stripe

Payments are processed by Stripe, a third-party payment processor. When you submit payment information, that information is transmitted directly to Stripe and processed according to Stripe’s terms and privacy practices.

Divine Receiving does not directly receive or store your complete payment-card number, security code, or full banking credentials. We may receive limited transaction details from Stripe so that we can confirm payment, provide your purchase, issue a receipt, address a dispute, or maintain required business records.

Stripe may collect and process personal information as an independent service provider or data controller, depending on the circumstances. You can review Stripe’s Privacy Policy for more information.

4. Email Communications

We use your email address to send communications connected to your interaction with us.

Transactional and Service Emails

If you make a purchase, submit an application, request information, or register for a service, we may send necessary communications such as:

• Purchase confirmations and receipts
• Secure download or access links
• Account and login information
• Program, appointment, or service instructions
• Updates concerning a purchased product or service
• Customer-support responses
• Important policy, security, or account notices

Because these communications are necessary to fulfill a transaction or provide a requested service, they may continue even if you unsubscribe from promotional emails.

Promotional Emails

If you subscribe to our email list or otherwise consent to marketing, we may send educational content, announcements, invitations, product information, and promotional offers.

You may unsubscribe at any time by clicking the “unsubscribe” link in a promotional email or contacting team@divinereceiving.com. Unsubscribing from marketing does not prevent us from sending necessary transactional, legal, security, or customer-service communications.

We do not sell or rent our email list to unrelated third parties for their independent email marketing.

5. Cookies, Analytics, and Similar Technologies

Our website may use cookies, pixels, analytics tools, and similar technologies to:

• Keep the website functioning properly
• Remember visitor preferences
• Secure checkout and customer accounts
• Measure website traffic and performance
• Understand which pages, products, or advertisements are effective
• Improve content and user experience
• Support advertising or remarketing, when enabled

Some cookies are necessary for the operation and security of the website. Other cookies may be used for analytics or advertising where permitted by law and, when required, with your consent.

You may adjust cookie settings through our cookie banner, when available, or through your browser settings. Blocking certain cookies may affect website functionality.

If services such as Google Analytics, Meta Pixel, or similar advertising technologies are activated, those providers may receive device, browsing, or interaction information according to their own privacy policies. We will provide consent or opt-out controls when required by applicable law.

6. How Information Is Stored and Protected

Personal information may be stored in website databases, secure cloud-storage systems, customer-management platforms, email-service platforms, payment-processing systems, and other service-provider systems used to operate our business.

We use reasonable administrative, technical, and organizational safeguards intended to protect information from unauthorized access, loss, misuse, alteration, or disclosure. These safeguards may include:

• Secure, encrypted website connections
• Restricted administrative access
• Password and account-security controls
• Reputable payment and technology providers
• Secure cloud storage
• Monitoring and maintenance practices
• Limiting access to people who need information for legitimate business purposes

No website, electronic transmission, or storage system can be guaranteed to be completely secure. You provide information online at your own risk and are responsible for protecting your passwords, devices, and account credentials.

7. When Information May Be Shared

We may share personal information only as reasonably necessary for legitimate business purposes, including with:

• Stripe and other payment-related service providers
• Website hosting and cloud-storage providers
• Email-delivery and customer-communication platforms
• Digital-product delivery and membership platforms
• Scheduling, form, survey, and customer-support providers
• Analytics, security, fraud-prevention, and performance providers
• Contractors or professionals who support our operations and are expected to protect the information
• Accountants, attorneys, insurers, and other professional advisers
• Government authorities or other parties when disclosure is legally required
• A successor organization in connection with a merger, acquisition, restructuring, financing, or sale of all or part of the business

These providers may process information only to perform services for us, fulfill their legal obligations, protect their systems, or as otherwise explained in their own privacy policies and agreements.

We do not sell personal information for money. Certain analytics or advertising activities may be legally defined as “sharing,” “targeted advertising,” or a “sale” in some jurisdictions even when no money is exchanged. Where applicable, we will provide legally required notices and choices.

8. Information Retention

We retain personal information only for as long as reasonably necessary to:

• Complete purchases and provide requested products or services
• Maintain customer access
• Respond to questions or disputes
• Maintain accounting, tax, and transaction records
• Prevent fraud and protect our legal rights
• Fulfill contractual and licensing obligations
• Meet legal, regulatory, or compliance requirements

Different categories of information may have different retention periods. When information is no longer reasonably necessary, we may delete, anonymize, or securely dispose of it.

9. Your Privacy Rights and Choices

Depending on where you live, you may have rights concerning your personal information, including the right to:

• Request access to personal information we maintain about you
• Request correction of inaccurate information
• Request deletion of eligible personal information
• Request information about how your information is used or disclosed
• Withdraw consent where processing relies on consent
• Unsubscribe from promotional communications
• Object to or restrict certain processing
• Opt out of qualifying targeted advertising, selling, or sharing
• Request a portable copy of certain information
• Appeal a decision concerning a privacy request, where required by law
• Be free from unlawful discrimination for exercising a privacy right

These rights may be limited by applicable law. We may need to retain certain information to complete a transaction, comply with tax or accounting obligations, prevent fraud, resolve disputes, enforce agreements, or meet other legal requirements.

10. Requesting Deletion of Your Information

To request deletion of your personal information, send a formal written request to:

team@divinereceiving.com

Please use the subject line:

Formal Personal Information Deletion Request

Include:

• Your full name
• The email address used for your purchase or account
• A clear statement that you are requesting deletion of your personal information
• Any additional information reasonably necessary to locate the relevant records

We may request additional information to verify your identity and protect your information from unauthorized deletion requests.

Verified deletion requests will be completed within 60 days of receipt. We will delete or de-identify information that is eligible for deletion and will notify you when the request has been completed.

Some records may be retained when reasonably necessary or legally required, including transaction, tax, fraud-prevention, dispute, security, licensing, and legal-compliance records. Information maintained by Stripe or another independent provider may also be subject to that provider’s deletion procedures and legal obligations.

11. Children’s Privacy

Our website, products, and services are intended for adults and are not directed to children under 13. We do not knowingly collect personal information from children under 13.

If you believe that a child has submitted personal information to us, contact team@divinereceiving.com so we can review and address the matter.

Individuals under the age of legal majority in their jurisdiction should use our website or purchase products and services only with the involvement and permission of a parent or legal guardian.

12. Third-Party Websites and Services

Our website may link to third-party websites, platforms, online groups, or services. We do not control and are not responsible for the privacy, security, content, or practices of those third parties.

Review the privacy policy of each third-party service before providing personal information.

13. International Visitors and Data Transfers

Our website and service providers may process or store information in the United States or other countries. Those countries may have privacy laws that differ from the laws where you live.

When required, we and our service providers will use appropriate safeguards for international transfers of personal information.

14. Do Not Track Signals

Some browsers offer a “Do Not Track” setting. Because there is not yet a universally accepted standard for responding to these signals, our website may not respond to every Do Not Track signal.

Where legally required and technically supported, we may recognize applicable browser-based opt-out preference signals.

15. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our business, services, technology, legal obligations, or privacy practices.

When changes are made, we will update the “Last Updated” date at the top of this policy. Material changes may also be communicated through the website, email, or another appropriate method.

Your continued use of the website after an updated policy takes effect signifies your acknowledgment of the revised policy.

16. Contact Us

For privacy questions, requests, or concerns, contact:

Divine Receiving
Email: team@divinereceiving.com
Website: divinereceiving.com

For personal-information deletion requests, use the subject line:

Formal Personal Information Deletion Request

Terms and Conditions

Effective Date: August 31, 2026Last Updated: August 31, 2026

These Terms and Conditions (“Terms”) govern your access to and use of the Divine Receiving website, digital products, programs, services, online communities, coaching, consultations, events, videos, images, downloads, and related content.

In these Terms, “Divine Receiving,” “we,” “us,” and “our” refer to Divine Receiving and its owner, employees, contractors, representatives, and authorized service providers. “You” and “your” refer to any website visitor, purchaser, client, program participant, community member, or other user of our products or services.

By visiting our website, creating an account, submitting a form, purchasing a product or service, joining a program or online group, or otherwise interacting with Divine Receiving, you agree to these Terms and our Privacy Policy.

If you do not agree with these Terms, do not use the website or purchase or access our products or services.

1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to purchase our products or services.

If you are under the age of legal majority where you live, you may use the website or participate in a service only with the knowledge, supervision, and permission of a parent or legal guardian.

By purchasing or participating, you represent that:

• The information you provide is accurate and complete;
• You are authorized to use the selected payment method;
• You are legally capable of agreeing to these Terms; and
• Your use of the website, products, or services will comply with applicable law.

2. Permitted Use of the Website

Divine Receiving grants you a limited, personal, nonexclusive, nontransferable, and revocable right to access and use the website for lawful personal purposes.

You agree not to:

• Use the website for unlawful, fraudulent, abusive, or harmful purposes;
• Attempt to gain unauthorized access to the website, customer accounts, administrative systems, files, or databases;
• Interfere with the website’s operation, security, or availability;
• Introduce malware, malicious code, automated attacks, or other harmful technology;
• Scrape, crawl, copy, download, or collect website content using automated tools without written permission;
• Impersonate another person or misrepresent your identity or affiliation;
• Use another customer’s login, download link, or account;
• Share your account credentials or protected product-access information;
• Circumvent payment, download, membership, or security restrictions;
• Copy, reproduce, publish, distribute, modify, sell, or exploit protected content without authorization;
• Use our content to create a competing product, course, workbook, membership, coaching program, training, or service;
• Upload or transmit content that violates another person’s privacy, intellectual-property, contractual, or publicity rights; or
• Engage in conduct that disrupts a program, online group, community, event, or another participant’s experience.

We may suspend or terminate access when we reasonably believe these Terms have been violated.

3. Product and Service Descriptions

We make reasonable efforts to describe our digital products and services accurately. Product images, workbook mockups, demonstrations, previews, and examples are provided for illustrative purposes and may differ slightly from the final digital file, platform display, or customer experience.

We may update, revise, correct, reorganize, or improve products, services, program materials, schedules, features, or delivery methods when doing so does not materially reduce the core value of an existing purchase.

Typographical, pricing, technical, or descriptive errors may occasionally occur. We reserve the right to correct an error before completing a transaction. If a material error affects an existing purchase, we will provide an appropriate correction, replacement, cancellation, or refund as required by applicable law.

4. Purchases and Payment

All prices are displayed in U.S. dollars unless otherwise stated.

When placing an order, you agree to provide accurate billing and contact information and to pay all amounts displayed at checkout, including applicable taxes or separately disclosed fees.

Payments are processed through Stripe or another clearly identified third-party payment processor. Your use of Stripe may also be governed by Stripe’s terms and privacy practices.

You authorize the payment processor to charge your selected payment method for:

• The full amount of a one-time purchase;
• Each installment in an agreed payment plan; or
• Recurring charges when you have knowingly enrolled in a subscription or recurring service.

A purchase is not complete until payment is successfully authorized and confirmed.

We may cancel or decline an order if:

• Payment cannot be processed;
• Information appears inaccurate or fraudulent;
• A pricing or technical error occurred;
• The purchase violates these Terms; or
• We reasonably believe the transaction presents a security or legal risk.

5. Digital Product Delivery

Digital products may be delivered through:

• A secure download page;
• A purchase-confirmation email;
• A protected customer account;
• A course or membership platform;
• An online group; or
• Another delivery method disclosed at checkout.

You are responsible for:

• Providing a valid email address;
• Checking spam, junk, and promotions folders;
• Downloading and safely storing purchased files;
• Using compatible devices and software; and
• Contacting us promptly if you experience an access problem.

Download links may expire or have security restrictions. These restrictions do not expand your license or permit sharing.

If you do not receive your purchase or cannot access a file, contact team@divinereceiving.com so we can investigate and, where appropriate, restore access or provide a replacement link.

6. Digital Product Refund Policy

Because digital products provide immediate access to downloadable, viewable, or otherwise usable content, digital-product purchases are generally final and nonrefundable once access or delivery has been provided.

Refunds are not ordinarily offered because a purchaser:

• Changed their mind;
• Did not use or complete the product;
• Expected a result that was not promised;
• Failed to read the product description;
• Lacks compatible software or equipment;
• Disagrees with the content after receiving access; or
• Purchased a product without reviewing the applicable details.

If you were charged more than once for the same purchase, received a corrupted or inaccessible file that we cannot replace, or believe a billing error occurred, contact team@divinereceiving.com promptly.

Nothing in this policy limits any refund, cancellation, replacement, or other right that cannot legally be waived.

Any product-specific guarantee or refund policy displayed in writing on the sales or checkout page at the time of purchase will control over this general provision for that particular purchase.

7. Services, Programs, Coaching, and Consultations

Services may include coaching, consultations, group programs, educational sessions, online communities, events, workshops, or other forms of support.

The specific scope, schedule, price, payment arrangement, cancellation terms, deliverables, and access period for a service will be described on the applicable sales page, checkout page, booking page, written agreement, or program materials.

By purchasing a service, you agree to:

• Attend or participate at the scheduled time;
• Provide reasonable notice when rescheduling is necessary;
• Communicate respectfully;
• Complete your own decisions and actions;
• Protect the privacy of other participants;
• Refrain from recording sessions without express permission; and
• Follow any written community or program guidelines.

Unless a separate written agreement states otherwise, your purchase provides access only to the services expressly described at the time of purchase.

Missed sessions, unused access, lack of participation, or failure to complete a program does not automatically entitle you to a refund, extension, replacement session, or account credit.

If Divine Receiving must cancel a scheduled service and cannot provide a reasonable replacement or rescheduled date, we will provide an appropriate credit or refund for the portion not delivered.

8. Payment Plans

If you select a payment plan, you are responsible for the entire purchase price—not merely the first installment.

A payment plan divides the total cost into scheduled payments and is not a pay-as-you-go arrangement unless expressly stated otherwise in writing.

You authorize the payment processor to charge each installment according to the agreed schedule. If a payment fails:

• We may attempt to process the payment again;
• We may contact you to update your payment method;
• Access to the product, program, community, or service may be suspended;
• Future appointments or services may be paused; and
• Any unpaid amount will remain due, subject to applicable law and any separate written agreement.

Suspension or loss of access does not automatically cancel the remaining payment obligation.

If you believe a charge is incorrect, contact team@divinereceiving.com before initiating a payment dispute so we have a reasonable opportunity to investigate and resolve the issue. This does not waive any rights available to you through your payment provider or applicable law.

9. Personal-Use License

Unless you purchase a separate group, ministry, facilitator, commercial, or organizational license, every digital-product purchase provides one limited personal-use license to one purchaser.

A personal-use license permits you to:

• Download the product for your own use;
• Store a reasonable number of personal backup copies;
• Print one or more copies for your own personal use; and
• Complete the materials as an individual purchaser.

A personal-use license does not permit you to:

• Share the file or download link with another person;
• Email, upload, post, or distribute the product;
• Place the product in shared cloud storage;
• Print or reproduce copies for a group, class, ministry, organization, or client;
• Teach, facilitate, or present the product to others;
• Resell, sublicense, rent, lend, or give away the product;
• Remove copyright, trademark, authorship, or ownership notices;
• Modify, translate, rebrand, or create derivative products;
• Extract content for another workbook, course, book, program, prompt library, database, or artificial-intelligence system;
• Use the product to train an artificial-intelligence model or content-generation system; or
• Use any portion of the product for commercial purposes.

Group, ministry, facilitator, organizational, or commercial use requires a separate written license from Divine Receiving.

10. Intellectual Property Ownership

Divine Receiving retains all right, title, and interest in the website and all original products and materials created by or for Divine Receiving, including:

• Workbooks and worksheets;
• Digital downloads;
• Courses and programs;
• Videos and audio recordings;
• Photographs and images;
• Graphics, logos, and branding;
• Written teachings and articles;
• Prayers, prompts, exercises, and frameworks;
• Presentations and training materials;
• Website text, design, and arrangement;
• Community resources;
• Emails and marketing materials; and
• Original recordings of programs, sessions, workshops, or events.

These materials are protected by copyright, trademark, contract, and other applicable intellectual-property laws.

Your purchase grants only the limited license expressly stated in these Terms. Ownership is not transferred to you.

Nothing in these Terms claims ownership of third-party materials, public-domain material, Scripture translations, participant-owned material, or other content lawfully used under license, permission, quotation rights, or applicable law.

“Divine Receiving,” associated program and product names, logos, slogans, and branding may not be used without prior written permission.

11. Participant Content

You retain ownership of original content you create and submit, such as written responses, comments, questions, photographs, videos, or testimonials, subject to any separate agreement you sign.

When you voluntarily submit content for the purpose of receiving a service, participating in a program, obtaining feedback, communicating with us, or contributing to a community, you grant Divine Receiving a limited license to access, store, reproduce, and use that content as reasonably necessary to:

• Provide the requested product or service;
• Respond to you;
• Facilitate the program or community;
• Maintain records;
• Protect program participants;
• Enforce these Terms; and
• Comply with applicable law.

This operational license does not automatically authorize the public use of your identifiable image, voice, testimonial, story, or personal information for advertising.

You represent that you have the necessary rights to submit your content and that it does not unlawfully violate another person’s privacy, copyright, trademark, contractual, or publicity rights.

12. Images, Video, Audio, Recordings, and Participant Privacy

Divine Receiving may photograph, record, or otherwise document certain programs, events, workshops, group sessions, demonstrations, or services when participants are informed that recording may occur.

Divine Receiving may own the copyright in photographs, videos, audio recordings, edited media, and other original recordings it creates. That copyright ownership does not eliminate a participant’s privacy, publicity, or consent rights.

Identifiable Public Use

Divine Receiving will not publicly use a participant’s recognizable image, name, voice, personal story, testimonial, or other identifying characteristics without that participant’s prior permission.

Permission may be provided through:

• A written release;
• Email or electronic written consent;
• A signed program or media agreement; or
• Clearly documented recorded verbal consent.

The intended use should be reasonably explained when permission is requested.

De-Identified Advertising, Marketing, and Educational Examples

Divine Receiving may use de-identified or anonymized portions of images, videos, audio, written submissions, program interactions, or service examples for advertising, marketing, demonstration, training, or educational purposes when reasonable steps have been taken to conceal the participant’s identity.

Those steps may include:

• Cropping an image;
• Blurring or obscuring a face;
• Removing or changing a displayed name;
• Redacting usernames, email addresses, or personal details;
• Altering or omitting identifying background information;
• Using an excerpt that does not reveal identity;
• Muting or altering identifiable audio where appropriate; or
• Describing a generalized or composite example rather than identifying an individual.

We will make reasonable efforts to protect participant privacy and remove information that could reasonably identify the participant.

We will not intentionally use highly sensitive, confidential, or uniquely identifying participant information in public advertising or marketing without express permission.

If a participant believes that supposedly de-identified material could reasonably identify them, they may contact team@divinereceiving.com. We will review the concern and take reasonable corrective action when appropriate.

Participant Recording Restrictions

Participants may not photograph, record, screenshot, download, reproduce, or distribute private sessions, group calls, community posts, participant conversations, or program materials without prior permission from Divine Receiving and every identifiable participant.

13. Testimonials, Reviews, and Feedback

You are welcome to provide honest feedback, reviews, or testimonials.

Submitting private feedback does not automatically grant permission to publish your identity, image, voice, or personal story. We will request permission before publicly presenting identifiable feedback as a testimonial.

If permission is granted, Divine Receiving may edit a testimonial for spelling, grammar, length, or clarity as long as the edit does not materially change the meaning or create a false impression.

Testimonials reflect individual experiences. They do not guarantee that another customer will receive the same result.

We do not require a positive review as a condition of receiving compensation, a refund, a gift, or another benefit. Any material relationship connected to a testimonial will be disclosed when required by law.

Nothing in these Terms prevents you from making an honest statement about your experience.

14. Community Standards and Confidentiality

If you participate in a group program, online community, workshop, or shared session, you may learn personal or sensitive information about other participants.

You agree to:

• Treat other participants respectfully;
• Keep participant stories and disclosures private;
• Avoid sharing screenshots, recordings, names, or identifying details;
• Avoid providing unrequested diagnoses or professional advice;
• Refrain from harassment, threats, discrimination, or abusive conduct;
• Avoid promoting unrelated products or services without permission; and
• Follow reasonable moderator instructions.

Although confidentiality is expected, Divine Receiving cannot guarantee that every participant will honor these obligations. Share personal information thoughtfully.

We may remove content or terminate participation when reasonably necessary to protect participants, the community, our intellectual property, or the integrity of a program.

15. Faith-Based and Educational Nature of Content

Divine Receiving provides faith-based educational, spiritual-growth, informational, and personal-development resources.

Our products and services may discuss:

• Biblical principles;
• Faith and spiritual growth;
• Identity and personal reflection;
• Emotional experiences;
• Relationships and personal patterns;
• Prayer and journaling;
• Business, purpose, or personal development; and
• The creator’s interpretations, beliefs, perspectives, and lived experiences.

The content reflects the faith-based perspective and beliefs of Divine Receiving. You are responsible for deciding whether the content aligns with your beliefs, needs, and circumstances.

Participation is voluntary, and you remain responsible for your own interpretations, decisions, actions, and results.

16. No Medical, Mental-Health, Legal, or Financial Services

Unless explicitly stated in a separate written professional agreement, Divine Receiving does not provide:

• Medical diagnosis or treatment;
• Mental-health diagnosis, psychotherapy, or crisis intervention;
• Legal advice;
• Financial, tax, or investment advice;
• Emergency services; or
• A substitute for licensed professional care.

Products, coaching, prayer, Biblical teaching, community participation, and educational resources should not be used as a substitute for appropriate medical, psychological, psychiatric, legal, financial, pastoral, or other professional assistance.

Do not disregard or delay professional care because of something presented through Divine Receiving.

If you are experiencing a medical or mental-health emergency, danger, abuse, or thoughts of harming yourself or someone else, contact emergency services or an appropriate crisis resource immediately.

17. No Guarantees of Results

We do not guarantee any particular spiritual, emotional, relational, physical, business, financial, educational, or personal outcome.

Results vary according to many factors, including a participant’s circumstances, choices, effort, consistency, experience, health, support, and application of the material.

Testimonials and examples illustrate individual experiences and are not promises or representations that you will achieve the same result.

You remain solely responsible for your decisions, actions, use of the information, and results.

18. Third-Party Services and Links

The website may contain links to or integrations with third-party services such as:

• Stripe;
• Email platforms;
• Scheduling services;
• Community or course platforms;
• Social-media platforms;
• Video-conferencing services;
• File-delivery services; and
• Analytics or advertising providers.

We do not control and are not responsible for the availability, content, security, terms, privacy practices, or performance of third-party services.

Your use of a third-party service may be governed by that provider’s separate terms and policies.

A link does not necessarily mean that Divine Receiving endorses every statement, product, or practice of the linked provider.

19. Disclaimer of Warranties

To the fullest extent permitted by law, the website, digital products, services, content, and related materials are provided “as is” and “as available.”

Divine Receiving does not make warranties, express or implied, concerning:

• Uninterrupted or error-free website operation;
• Permanent availability of a third-party platform;
• Compatibility with every device or software application;
• The accuracy or completeness of every statement;
• A particular personal or professional outcome;
• Fitness for a particular purpose;
• Merchantability;
• Noninfringement; or
• The security of every electronic transmission.

Some jurisdictions do not allow certain warranty exclusions. In that event, these exclusions apply only to the maximum extent permitted by law.

Nothing in these Terms excludes a warranty or consumer right that cannot legally be waived.

20. Limitation of Liability

To the fullest extent permitted by law, Divine Receiving and its owner, employees, contractors, representatives, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to:

• Your use of or inability to use the website;
• Your purchase or use of a product or service;
• Reliance on educational or faith-based content;
• Loss of data, opportunity, income, profits, goodwill, or business;
• Actions or statements of another participant;
• Third-party platforms, services, or links;
• Unauthorized account access outside our reasonable control;
• Technical failures, service interruptions, or corrupted downloads; or
• Decisions or actions taken based on the content.

To the fullest extent permitted by law, Divine Receiving’s total aggregate liability for a claim connected to a particular product or service will not exceed the amount you actually paid to Divine Receiving for that product or service during the twelve months immediately preceding the event giving rise to the claim.

These limitations do not apply to liability that cannot legally be excluded or limited, including liability arising from intentional misconduct or other nonwaivable legal obligations.

21. Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Divine Receiving and its owner, employees, contractors, and representatives from third-party claims, damages, liabilities, losses, and reasonable expenses arising from:

• Your unlawful or unauthorized use of the website, products, or services;
• Your violation of these Terms;
• Your infringement of another person’s intellectual-property, privacy, contractual, or publicity rights;
• Content you submit or distribute;
• Your unauthorized sharing or commercial use of our materials; or
• Your harmful conduct toward another participant.

This provision does not require you to indemnify Divine Receiving for conduct for which indemnification cannot legally be required.

22. Suspension and Termination

We may suspend or terminate your access to a website feature, digital product, program, online group, community, or service if you:

• Violate these Terms;
• Share protected content or account access;
• Fail to make required payments;
• Engage in harassment, threats, abuse, or disruptive conduct;
• Violate participant privacy;
• Use the materials for unauthorized commercial purposes;
• Create a security or legal risk; or
• Misrepresent your identity or purchase information.

When reasonably appropriate, we may provide notice and an opportunity to correct the issue. Immediate removal may occur when necessary to protect safety, privacy, intellectual property, program integrity, or legal rights.

Termination for a material violation does not automatically create a right to a refund.

Sections concerning payment obligations, intellectual property, participant privacy, disclaimers, limitations of liability, dispute resolution, and other provisions that logically should survive will remain effective after termination.

23. Electronic Communications and Signatures

You consent to receive agreements, disclosures, receipts, notices, and other communications electronically.

Clicking a button stating “Purchase,” “Complete My Order,” “I Agree,” or similar language; checking an acceptance box; submitting payment; or electronically signing an agreement may constitute your electronic signature and acceptance.

You are responsible for retaining copies of your purchase confirmation, these Terms, and any product-specific agreement.

24. Governing Law

These Terms and any dispute arising from the website, products, services, or your relationship with Divine Receiving will be governed by the laws of the State of Wisconsin, without regard to conflict-of-law principles.

Any legal action that is not subject to another valid written dispute-resolution agreement shall be brought in a state or federal court having lawful jurisdiction in Wisconsin.

Nothing in this section deprives a consumer of any protection or forum that cannot legally be waived under the law applicable to that consumer.

Before filing a legal claim, you and Divine Receiving agree to make a reasonable good-faith effort to resolve the dispute informally by written communication.

Notices to Divine Receiving should be sent to team@divinereceiving.com with the subject line:

Formal Dispute Notice

The notice should describe the issue, relevant transaction, requested resolution, and contact information.

25. Changes to These Terms

We may update these Terms to reflect changes in our products, services, business practices, technology, or legal obligations.

The “Last Updated” date will show when the Terms were most recently revised.

Changes will apply prospectively from the effective date of the updated Terms. The terms presented and accepted at the time of a completed purchase will continue to govern that purchase to the extent required by law or contract.

Material changes may also be communicated through the website, email, customer account, or another reasonable method.

26. Severability

If any provision of these Terms is held invalid, unlawful, or unenforceable, that provision will be enforced to the maximum extent permitted or severed if necessary. The remaining provisions will continue in effect.

27. No Waiver

A failure or delay by Divine Receiving in enforcing a provision of these Terms does not waive the right to enforce that provision or any other provision later.

A waiver is effective only when made in writing by an authorized representative of Divine Receiving.

28. Assignment

You may not assign, transfer, sublicense, or delegate your rights or obligations under these Terms without prior written permission.

Divine Receiving may assign these Terms as part of a merger, sale, restructuring, transfer of assets, or similar business transaction, subject to applicable law.

29. Entire Agreement

These Terms, the Privacy Policy, any checkout disclosures, and any separate written agreement applicable to a specific purchase constitute the entire agreement concerning your use of the website and the applicable product or service.

If a separate signed agreement directly conflicts with these Terms, the separate signed agreement will control for the specific matter it addresses.

30. Contact Information

Questions about these Terms may be directed to:

Divine ReceivingEmail: team@divinereceiving.comWebsite: divinereceiving.com

For legal or dispute-related communications, use the subject line:

Formal Legal Notice

Refund and Cancellation Policy

Effective Date: August 31, 2026

Digital Products

Due to the immediate-access and downloadable nature of our digital products, all digital-product sales are final and nonrefundable once the product, download link, membership access, or other digital content has been delivered or made available.

Refunds will not be provided because a customer:

• Changed their mind;
• Did not use, download, or complete the product;
• Purchased the wrong product;
• Failed to review the product description or requirements;
• Lacks compatible equipment or software;
• Disagrees with the content after receiving access; or
• Did not achieve a particular result.

Customers are responsible for reviewing all product descriptions, prices, requirements, and policies before completing a purchase.

Services, Coaching, and Programs

Payments for coaching, consultations, programs, workshops, online groups, and other services are nonrefundable unless a different written refund or cancellation policy is expressly provided for the specific offer.

Failure to attend, schedule, participate in, or complete a purchased service does not create a right to a refund, credit, extension, transfer, or replacement session.

If Divine Receiving cancels a service and cannot provide a reasonable replacement or rescheduled date, the customer will receive a refund or credit for the portion of the service that was not delivered.

Payment Plans

Selecting a payment plan creates an obligation to pay the entire purchase price. A payment plan divides the total cost into installments and is not a pay-as-you-go arrangement.

Failure to participate, use the materials, attend sessions, or complete the program does not cancel the remaining payment obligation.

Access may be suspended following a failed or overdue payment, but suspension does not eliminate any remaining balance unless Divine Receiving agrees otherwise in writing.

Duplicate Charges and Billing Errors

If you believe you were charged more than once for the same purchase or that a billing error occurred, contact team@divinereceiving.com within 14 days of the charge.

Verified duplicate charges or billing errors will be corrected or refunded to the original payment method.

Technical or Delivery Problems

If a digital file is damaged, inaccessible, or not delivered, contact team@divinereceiving.com. We will make reasonable efforts to provide a working replacement file, restore access, or correct the delivery problem.

A refund may be considered only if Divine Receiving cannot provide the purchased digital product or restore access within a reasonable period.

Before requesting assistance, customers should check their spam, junk, and promotions folders and confirm that the email address supplied at checkout was correct.

No Guaranteed Results

Dissatisfaction based solely on personal expectations or the absence of a desired spiritual, emotional, personal, business, financial, or other result does not qualify for a refund.

Results vary according to individual circumstances, participation, decisions, effort, consistency, and application of the material. No particular outcome is promised or guaranteed.

Purchase Acknowledgment

By completing a purchase, you acknowledge that:

• You have reviewed the product or service description;
• You understand what is included;
• You understand that digital products are delivered electronically;
• You agree to this Refund and Cancellation Policy; and
• Except where otherwise required by law or expressly stated in writing, the purchase is final and nonrefundable.

This policy does not limit any refund, cancellation, replacement, or other consumer right that cannot legally be waived.

Contact

Questions concerning a purchase, billing issue, or delivery problem should be directed to:

Divine ReceivingEmail: team@divinereceiving.comWebsite: divinereceiving.com